1.1 Statement of the
research problem
A bank is a financial organization which
provides different types of services to its customers benefit. It deals with
deposits and advances and other related services. Now the time is very much
competitive for every industry as well as in banking industry. To keep the
strong position in this competitive industry banks are frequently looking for
ways to offer superior customer service which will facilitate them to prevail
and keep customers. Janata bank limited is not out of this. To maintain its
strong position in this competitive world they are also providing different
types of credit to its customers and trying a lot to keep their customers
satisfied. The statement of the research problem includes:
Ø What are the internal and external risk factors of Janata Bank
Limited?
Ø What is the process of providing loans?
Ø What are the sectors in which Janata Bank Limited gives more
priority in sanctioning credit?
Ø What are the main reasons for default loans?
Ø Measuring the performance of credit of Janata Bank Limited.
Ø How to improve credit risk of Janata Bank Limited?
1.2 Background of the study
Now we are living in the age of competition
at anything in any places. From that tendency recently Education is also in the
age of competition. So the procedures and standards of teaching are upgraded by
different universities and institution in our country. In respect to that, internship
is mandatory for our BBA program offered by Jagannath University
1.3 Objectives of the study
I as a
BBA student was assigned with this topic with some objectives; the department
has arranged this so that they can complete the academic procedure for my BBA
completion. Main and primary objectives behind the preparation of the report
are-
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